Valu is a specialized financial technology platform that offers innovative and comprehensive solutions for individuals and businesses across the Middle East and North Africa region. The company is dedicated to empowering users by providing access to easy and secure financial services through a diverse range of products and offerings designed to meet the needs of both individuals and businesses. One of Valu's standout products is its Buy Now Pay Later (BNPL) service, available through the "U" platform. This service gives customers access to convenient payment options at over 8,500 points of sale and online stores. It offers installment plans for up to 60 months, covering a wide array of needs, including home appliances, electronics, furniture, home renovations, solar energy solutions for residential units, travel, fashion, and even educational and health services. Valu also provides a full suite of financing and investment programs. These include cash loans, instant cashback, and financing for high-value products, reaching up to 60 million EGP, through unique offerings like AZ Valu, EFG Hermes ONE, Shaqalbaz, and Ulter. Additionally, the company offers integrated financial services for businesses via the "Valu Business" platform, helping them grow and expand their operations efficiently. Recently, Valu launched a new Titanium credit card exclusively for its customers, alongside a prepaid card in collaboration with Visa. These additions further enhance secure and flexible payment choices for users. Valu has earned global recognition awards in the financial technology sector for its innovative and advanced financial solutions that perfectly match the needs of the regional market. The company prides itself on a team of top talents and experts who are constantly working to design innovative and flexible solutions. Their efforts aim to make financial services more accessible and significantly improve the customer experience.
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