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Santander and Mastercard Pioneer Europe's First AI Agent Payment in Regulated Banking

Santander and Mastercard have successfully completed Europe's first full payment transaction using an AI agent within a regulated banking framework. This groundbreaking step sets the stage for expanding the innovative "agency payment" model across the region.

1 min read
Santander and Mastercard Pioneer Europe's First AI Agent Payment in Regulated Banking

In a move that truly shows the rapid changes happening in digital payments, Spain's Santander and America's Mastercard have announced they successfully completed Europe's very first live, end-to-end payment using an AI agent. And guess what? It all happened within a fully regulated banking environment! This experiment is the first real-world application of the "agency payment" model within an official banking setting, setting the stage for a whole new way financial transactions can be started and completed.

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